Has this ever happened to you? You get in your car, turn the key or push the Start button, and hear… nothing. Or worse, your dashboard lights up like a Christmas tree right when you’re in a hurry to get to work or pick up your kids.
It’s stressful, frustrating, and you just know it’s going to be expensive.
But what if there’s a way to take the sting out of those repair bills, possibly even eliminate them completely?
What’s every smart driver’s secret weapon? Welcome to Mechanical Breakdown Coverage with Sprout Assure.
Let’s walk through exactly how our comprehensive, proactive protection can save you thousands of dollars, years of stress, and countless headaches over the life of your vehicle.
The Facts Don’t Lie
Vehicle breakdowns are inevitable, even if you’re diligent about keeping up with routine maintenance. In fact:
- 1 in 3 drivers will experience a breakdown each year (Agero).
- Vehicles 10+ years old are twice as likely to break down and 4x more likely to need a tow (AAA).
- A recent study from Consumer Reports found that extended vehicle warranties often fail to meet drivers’ needs, with many saying the warranty cost wasn’t worth it.
That’s why smart, financially savvy drivers are switching to memberships such as Sprout Assure’s Mechanical Breakdown Coverage. It’s vehicle protection that works when you actually need it.
What Is Mechanical Breakdown Coverage?
Unlike standard auto insurance that only kicks in when you’ve already been in an accident, our Mechanical Breakdown Coverage protects you from the high cost of sudden, non-collision failures.
Things like transmission issues, engine failures, air conditioning malfunctions, brakes, etc. Even the things not covered by standard vehicle warranties.
We offer this protection as part of an Auto Club Membership, not a traditional extended warranty.
That means:
- No deductibles on some plans – low deductibles on others
- No hidden fees
- No requirement to go to a specific dealership or repair shop
When you choose our Mechanical Breakdown Coverage, you’re in control. You choose your mechanic. You get the repairs you need so you can get back on the road fast.
5 Ways Mechanical Breakdown Coverage Saves You Thousands
This sounds too good to be true, right? There’s got to be a catch? There’s not.
Let’s break down the five ways we can help you save.
1. Avoid the Big-Ticket Repair Bills
According to Consumer Affairs, average car repair maintenance is between $600 and $1,600 per year (depending on the year and make), but major vehicle failures, like a blown transmission or a complete engine, can easily cost $5,000–$10,000 or more.
Here are just a few examples (averages):
- Transmission replacement: $4,000–$5,000
- Timing belt failure: $1,200–$2,500
- AC compressor repair: $1,500–$3,000
- Fuel pump replacement: $800–$1,100
- Brakes: $500/axle
The cost of the replacement parts includes the high hourly labor rate, which could put a chokehold on your budget for months.
Our Mechanical Breakdown Coverage helps take the sting away from those unexpected repair bills.
2. Prevent Emergency Budget Disasters
An unexpected $2,000+ bill can derail your finances, especially if you’re a busy parent, commuter, or professional.
With Mechanical Breakdown Coverage, your repair costs are predictable and manageable.
You pay your monthly membership fee and either have no deductible or a low $100 deductible (depending on your plan).
No shock when you see the repair invoice. Just peace of mind knowing that you’re covered, no matter what.
3. No/Low Deductible = Instant Savings
Insurance coverage is all about deductibles, right? Let’s say your friend has a vehicle warranty with a $500 deductible.
You have Sprout Assure’s Mechanical Breakdown Coverage.
You both get hit with an unexpected $1,500 repair.
Your friend pays: $500
You pay: $0*
You just saved $500 in one appointment, and that doesn’t include hidden fees, restrictions, or claims processes that seem to take months, like with most traditional vehicle insurance plans.
*Some plans have a low deductible – and you’re still saving over your friend!
4. Freedom to Use the Mechanic You Trust
Often, when you submit a claim for insurance coverage on your car, the company will require you to go to one of their pre-approved mechanics or repair shops. But dealership markups can inflate your repair costs by 20–30%, and you’d rather go to the local repair shop that you know and trust.
Our Mechanical Breakdown Coverage gives you the freedom and flexibility to use any licensed repair facility you trust, which often means better pricing and faster service.
5. Built-In Extras Add Even More Value
We designed our Mechanical Breakdown Coverage program with you, the driver, in mind. That means having peace of mind beyond major repairs. With our comprehensive membership, you’ll enjoy:
- $150 in annual towing reimbursement
- Up to $100 per year for oil changes
- Coverage for essential systems like brakes, steering, suspension, A/C, electronics, and more
You’re not just saving on major repairs, you’re saving across the board.
Why Sprout Assure’s Mechanical Breakdown Coverage Is Better
Our membership program is not just a vehicle warranty. It’s a smarter, simpler solution built to meet your needs while potentially saving you thousands in high repair costs.
- No deductibles on some plans – low deductibles on others
- No hidden fees
- Choose your own licensed mechanic or repair shop
- Simple claims process
- Transparent pricing
- Coverage you can understand
We believe in clear coverage, not cryptic fine print. Putting the decision process in your hands, not limiting your options.
And most of all, we believe in protection that’s there when it counts.
How Does The Claim Process Work?
Let’s say your 2020 SUV breaks down on the way to work, of course, on the day you’re meeting with a new client.
With our Mechanical Breakdown Coverage membership, you call your trusted mechanic, the one you’ve gone to for years.
You get your car in for repairs, file your claim, and we’ll take it from there.
Simple as that.
You’re back on the road with no (or a low) deductible, no drama, and no drain on your savings.
With a traditional warranty, you may be stuck waiting weeks for claim approval, using a mechanic you don’t know or trust, and paying out of pocket while you wait for reimbursement.
Which sounds like the smarter option?
Plan Ahead, Drive Confidently, Start Today
We all love the freedom of being behind the wheel, but repair costs are part of the deal.
The question is, how prepared are we when a breakdown happens?
The best time to prepare is before the warning light comes on. By investing in a Mechanical Breakdown Coverage membership today, you’re protecting your vehicle, your budget, and your peace of mind.
Join Sprout Assure’s Auto Club Membership today.
