Frequently Answered Questions​​​

What's Sprout?

You already have auto insurance for your fender-benders. Our mechanical breakdown coverage takes care of the big stuff, like your engine, transmission, and everything that gets the tires rolling.

In the event of a breakdown, head straight to your preferred service provider to receive priority service and the highest quality repairs! Then contact an Sprout Coverage Advocate at claims@sproutassure.com. It’s that easy, you pay the deductible, plus any non-covered items. We’ll cover the rest.

What's Covered?

Indubitably (that’s a fancy yes!). For all covered components, both the parts and the labor are covered by an SPROUT plan.

SPROUT is here for the big stuff. You keep up with the regular maintenance and we’ll jump in when unexpected breakdowns happen.

How Much Do I Pay?

SPROUT offers flexible coverage options to fit your needs, with no deductible required.

Enjoy worry-free repairs with Sprout Auto Club. No deductibles and flexible monthly payments.

It varies by the car and mileage, but typically our plans run from $79.95 to $199 a month

You absolutely can, just keep in mind that anything outside of our extensive coverage plans will be out of pocket for you.

SPROUT reimburses you for up to $150 each year your vehicle has an eligible repair visit.

The average cost of an engine replacement including labor is over $5,000 dollars with some modern engines going well beyond that. And that’s just the engine. With over 30,000 parts in a vehicle, the possibility for expensive repairs is endless. To sum up: SPROUT could save you a lot.

What Qualifies?

It probably does! We cover the majority of auto brands including luxury brands like Mercedes and BMW, from brand new up to 10 model years old.

We cover the majority of auto brands including luxury brands like Mercedes and BMW, from brand new to up to 10 model years old.

No. That’s one of the things that makes an SPROUT plan unique. Your coverage becomes active the day after you sign up!

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 Sprout Home & Auto coverage is currently available in the following states and Canada: Alabama, Alaska, Arizona, Arkansas, Colorado, Connecticut, Delaware, District of Columbia, Florida, Georgia, Hawaii, Idaho, Illinois, Kansas, Kentucky, Louisiana, Maine, Michigan, Minnesota, Mississippi, Montana, Nebraska, Nevada, New Jersey, New Mexico, New York, North Dakota, Ohio, Oklahoma, Oregon, Pennsylvania, Rhode Island, South Carolina, South Dakota, Tennessee, Texas, Utah, Vermont, Washington, West Virginia,  and Wyoming.